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Entry Level Underwriter

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Entry Level Underwriter

Jordan Nguyen

[email protected] • +1 (555) 987-6543 • linkedin.com/in/jordan-nguyen-insurance • jordannguyenportfolio.com • San Francisco, CA

Professional Summary

Entry level underwriter with 2 years of insurance internship and analyst experience across property and casualty policy review, risk documentation, and application screening. Reviewed high-volume submissions, flagged risk indicators for senior underwriters, and maintained accurate policy data to support faster, better-documented decisions.

Skills

Tableau, Power BI, Data Analytics, Predictive Modeling, Artificial Intelligence, Blockchain, Cybersecurity, Fintech

Work Experience

Entry Level Underwriter

07/2024

InsureTech Solutions, San Francisco, CA

Reviewed 500+ insurance applications and renewal files, checking coverage details, loss history, and missing documentation before senior underwriter review

Flagged 30 higher-risk policies for re-evaluation based on claims patterns, occupancy details, and incomplete applicant information

Updated risk assessment checklists and documentation templates to make underwriting reviews more consistent across junior team members

Partnered with IT and underwriting operations to test dashboard fields that made application status and risk notes easier to track

Insurance Analyst Intern

06/2022 - 12/2023

Risk Management Corp., San Francisco, CA

Maintained a risk database for commercial policy records, reducing policy misclassification by 5% through cleaner coding and review notes

Helped onboard 4 new underwriting interns by walking through submission intake steps, documentation standards, and escalation rules

Insurance Underwriting Intern

01/2020 - 05/2021

RiskAssure Inc., San Francisco, CA

Assisted with 200+ insurance applications, preparing file summaries and supporting documents for underwriter review

Compared policy terms, applicant details, and loss information to identify gaps that could increase exposure or delay approval

Education

Bachelor of Science in Risk Management and Insurance

09/2018 - 05/2022

San Francisco State University, San Francisco, CA

Relevant coursework: Data Analytics for Underwriting, Emerging Risks in Technology, Regulatory Compliance. GPA: 3.8

Projects

Blockchain for Insurance Claims Transparency

Designed a proof-of-concept workflow for using blockchain records to track claim status changes and document handoffs more transparently during insurance claim review.

AI-Powered Risk Assessment Tool

Outlined an AI-assisted risk assessment prototype that compared historical loss indicators with applicant data to help underwriters spot files needing closer review.

Certifications

Certified Insurance Underwriter (CIU)

06/2025

Insurance Institute of America

Credential listed to show formal study of property and casualty underwriting principles, policy language, and insurance risk evaluation.

Blockchain for Business Professionals

03/2025

Coursera Specialization by University of California, Irvine

Specialization focused on practical business uses of blockchain, with relevance to insurance records, claim tracking, and data integrity discussions.

Why This Template Works

This resume format works well for ATS because it includes a clear professional summary with key skills highlighted, such as experience in handling claims and performing risk assessments. The use of bullet points to outline responsibilities and achievements helps in matching keywords relevant to the job description, increasing visibility among automated systems. Additionally, including industry-specific terminology like 'property and casualty insurance' aids in better ranking within HR databases.

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How to Write This Resume

How to Write This Resume

Expert guidelines and best practices for each section of your resume.

01

Contact

Contact

First Name Last Name City, State, Zip Code Phone Number | Email Address LinkedIn Profile URL | Portfolio URL (Optional)

General Guidelines

Your contact information is the first section recruiters see. Keep it concise and professional. Ensure your email address is appropriate (e.g., [email protected]). Include your LinkedIn profile for a comprehensive view of your professional journey. A portfolio or personal website is recommended for creative, technical, or design roles.

Avoid This

Do not include your full physical address (street number/name) for privacy reasons. Avoid including personal details like marital status, age, photo, or social security number unless specifically required in your country. Don't use unprofessional email addresses.

Real Examples

See clear examples of how to format contact details effectively.

Don't

John Doe 1234 Random St, Apt 56 New York, NY 10001 [email protected] github.com/aliciacode Single, 28 years old

Do

John Doe New York, NY (555) 123-4567 | [email protected] linkedin.com/in/johndoe | johndoe.com

Don't

Jordan Nguyen 123 Main Street, Apt 4 San Francisco, CA [email protected] Single, 24 years old

Do

Jordan Nguyen San Francisco, CA (555) 987-6543 | [email protected] linkedin.com/in/jordan-nguyen-insurance | jordannguyenportfolio.com

Quick Tips

  • Use a professional email address (firstname.lastname format)
  • Ensure your voicemail is set up and professional
  • Double-check your phone number and email for typos
  • Make your LinkedIn URL custom (linkedin.com/in/yourname)

02

Summary

Summary

Entry level underwriter with [Number] years of experience in [Insurance Area]. Skilled in [Risk Review Skill], [Policy Analysis Skill], and [Documentation Tool]. Known for [Relevant Achievement] and careful support of senior underwriting decisions.

General Guidelines

A professional summary is your elevator pitch. It should be 3-5 sentences long, summarizing your experience, key skills, and major achievements. Tailor it to the job description by using relevant keywords. Focus on what makes you unique and the value you bring to potential employers.

Avoid This

Avoid generic objectives like 'Looking for a challenging role to grow my skills.' Recruiters want to know what value you bring to them, not what you want from them. Don't use first-person pronouns (I, me, my). Keep it concise and impactful.

Real Examples

Compare a weak objective with a strong professional summary.

Don't

Objective: I am a hard-working individual looking for a Entry Level Underwriter position where I can learn new things and advance my career.

Do

Entry level underwriter with 2 years of internship and analyst experience in property and casualty insurance. Reviewed 500+ application and renewal files, flagged higher-risk submissions for senior review, and maintained clean policy data for faster underwriting decisions.

Quick Tips

  • Mention insurance lines, risk review, policy analysis, and documentation strengths that match the target job.
  • Keep the summary to 3-4 focused lines so recruiters can scan it quickly.
  • Use realistic numbers only when you can explain the context behind them.
  • Adapt the summary to each posting instead of using the same generic objective.

03

Skills

Skills

Technical Skills - Languages: [List] - Frameworks: [List] - Tools: [List] Soft Skills - [Skill 1], [Skill 2], [Skill 3]

General Guidelines

Group your skills logically (e.g., Languages, Frameworks, Tools). Focus on hard skills relevant to the job. List skills in order of proficiency or relevance. Soft skills are better demonstrated through bullet points in your experience section rather than a bare list.

Avoid This

Do not list skills you are not comfortable using in an interview. Avoid using progress bars or percentages to rate your skills (e.g., "Java: 80%"). Do not include outdated technologies unless specifically required.

Real Examples

Practical example showing do's and don'ts for skills

Don't

Python, Java, SQL, Ruby on Rails (outdated), Excel

Do

Python, Java, SQL, Tableau

Quick Tips

  • List only the technical and soft skills that are directly relevant to underwriting and risk management.
  • Prioritize skills based on how frequently they are used in your current or desired roles.
  • Include specific data analysis tools such as Power BI, Tableau, or R if you have experience with them.
  • Mention certifications like Certified Insurance Underwriter (CIU) and Blockchain for Business Professionals to highlight your expertise.

04

Experience

Experience

Job Title | Company Name | Location Month Year – Month Year - Action Verb + Context + Result (Quantified) - Led [Project] resulting in [Outcome]... - Collaborated with [Team] to implement [Feature]...

General Guidelines

This is the core of your resume. Use reverse-chronological order (most recent first). Start each bullet with a strong action verb. Focus on achievements and impact, not just duties. Use numbers to quantify your impact (dollars, percentages, time saved, users affected). Show progression and increasing responsibility.

Avoid This

Avoid passive language like 'Responsible for...' or 'Tasked with...'. Don't list every single daily task; focus on significant contributions and measurable outcomes. Avoid jargon that recruiters outside your field won't understand.

Real Examples

Practical example showing do's and don'ts for experiences

Don't

Responsible for processing insurance claims in the office.

Do

Reviewed 500+ insurance applications and renewal files, checking coverage details, loss history, and missing documentation before senior underwriter review.

Don't

Worked on a team to develop a risk assessment model.

Do

Updated risk assessment checklists to make property and casualty submission reviews more consistent across junior team members.

Quick Tips

  • Start each bullet with the insurance file, risk review, documentation, or stakeholder action you handled.
  • Show how your work helped senior underwriters make cleaner or faster decisions.
  • Use metrics for volume, error reduction, turnaround time, or reviewed files only when they are credible.
  • Keep claims handling separate from underwriting unless the role genuinely covered both.

05

Education

Education

Degree Name | University Name | Location Month Year – Month Year - Relevant Coursework: [Course 1], [Course 2] - Honors/Awards: [Award Name] - GPA: X.X (if above 3.5)

General Guidelines

List your highest degree first. If you have significant work experience, keep the education section brief. Include your GPA only if it is above 3.5 or if you are a recent graduate. Highlight relevant coursework, academic projects, honors, or leadership roles.

Avoid This

Do not include high school details if you have a college degree. Avoid listing every single course you took; select only the most relevant ones. Don't include graduation dates from decades ago if age discrimination is a concern in your field.

Real Examples

Practical example showing do's and don'ts for educations

Don't

Bachelor of Science | University High School | Anytown, USA September 2014 – June 2018 - Courses: Calculus I, Physics II, Chemistry III, English Literature IV

Do

Bachelor of Science in Risk Management and Insurance | San Francisco State University | San Francisco, CA September 2018 – May 2022 - Relevant Coursework: Data Analytics for Underwriting, Emerging Risks in Technology - Honors/Awards: Dean's List (Fall 2019-Spring 2020) - GPA: 3.8

Quick Tips

  • Start with your highest degree and list your degrees in reverse chronological order.
  • Keep the education section concise, especially if you have several years of work experience.
  • Include only courses that are directly relevant to the job or showcase important skills for the position.
  • Mention any honors, awards, or academic projects that demonstrate your expertise or leadership.

06

Projects

Projects

Project Name | Tools/Technologies Used - Briefly describe what you created and its purpose - Highlight specific challenges you solved - Link to portfolio or demo if available

General Guidelines

Projects are excellent for demonstrating practical skills, especially if you lack work experience or are changing careers. Include a link to your portfolio or demo if possible. Focus on projects that show problem-solving skills and relevant tools for the target role.

Avoid This

Don't include trivial tutorials unless you significantly expanded on them. Avoid projects that are outdated, incomplete, or irrelevant to the role you're applying for. Don't just list technologies—explain what you created and why it matters.

Real Examples

Practical example showing do's and don'ts for projects

Don't

Created a simple calculator app using JavaScript, demonstrating basic programming skills.

Do

Created a risk review checklist for property and casualty submissions covering loss history, coverage limits, occupancy details, and missing documentation.

Quick Tips

  • Choose projects tied to insurance analysis, policy review, risk data, or operational reporting.
  • Explain the problem, the method, and the practical underwriting value in one concise bullet.
  • Avoid overstating prototypes as production systems unless they were actually used.
  • Include tools only when they strengthen the connection to the target underwriting role.

Frequently Asked Questions

Common questions about this role and how to best present it on your resume.

Emphasize insurance knowledge, risk assessment, policy review, documentation accuracy, analytical tools, internships, and any experience supporting senior underwriters.

Use internships, coursework, insurance projects, customer service, finance, or data analysis experience to show judgment, accuracy, and comfort working with detailed records.

Useful skills include risk assessment, policy analysis, attention to detail, Excel or dashboard tools, clear documentation, communication with agents, and knowledge of property and casualty insurance.

Yes, include projects when they show practical insurance analysis, risk review, data cleanup, reporting, or process improvement relevant to underwriting work.

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